Inquiry Removal

It's not easy to get a credit inquiry removed from your report, but it is possible! You need to meet certain standards before you can have an honest and good faith request written. Issues like poor communication skills or lack of knowledge on the process could be why these inquiries are still showing up for potential lenders.

When credit repair professionals hear that you're struggling to find time, they can help reduce the impact of applying for and receiving new credit.

The most important thing to understand about your lender’s decision-making process is not how much money you have coming in every month; rather, what matters significantly more than anything else has been your history with debt and borrowing practices.

The best way to get the highest possible credit score is by staying on top of your personal finances. This includes monitoring what items are showing up in your inquiries section for a more accurate understanding of how you're doing financially.

Hard and soft questions are the two types of inquiries. The distinction is in who asks for information, how they ask, and why they want it.

When you are applying for new credit, a creditor would need your express consent to access information in the report. A hard inquiry could provide them with vital information and even help determine if they want to extend an offer of financing or not.

Soft pulls do not require your consent when pre-screening for eligibility or offers. They're the type of inquiry made by insurance companies and credit card companies without any warning beforehand.